Individual retirement arrangements provide
a steady flow of income after retirement while reducing taxes on your current annual earnings. We recommend that you ask your tax adviser, accountant, or the IRS for specific information.

Ponce De Leon FB offers Traditional, Roth IRAs
and Coverdell Education Savings Account. In addition,
it performs IRA rollovers and accepts transfers from other financial institutions.

Various terms of certificates of deposit
are available and your deposits are insured.
Call for more information.