Ponce De Leon Federal Bank pays interest on customer
deposits from the day of deposit to the day of withdrawal, inclusive.

Day of Deposit/Day of Withdrawal Accounts

Available in passbook and statement accounts.

Description:

The savings accounts that permit the customer to deposit
and withdraw funds at any branch of Ponce De Leon Federal Bank.
Statement accounts receive an ATM card that can be used
at any 24-hour machine.

Features

• Interest compounded daily.
• Balances of $500 or more earn interest from day of deposit to day of withdrawal.
• Opens with as little as $100.
• Also available to Corporate, Non-Profit, Trusts, and Estates entities.

Uniform Transfer to Minors Act

Description:

This account allows a parent or guardian to set up a savings account in a minor’s name for the minor. The parent or legal guardian is the custodian of the account. He or she must oversee and make all transactions on the account until the minor reaches the age of consent.

Holiday and Vacation Clubs Accounts

Description:

Club accounts are a convenient way to save for vacation expenses
and Christmas gifts and earn interest while you are saving. The accounts
run for fifty weeks and funds are paid out in May and October each year.

Features

• $5 can open an account.
• Customer decides how much to deposit.
• Various options available to the customer at maturity.

Consumer Credit Cards
 
• To access your Ponce De Leon credit card online, view your credit card statements, pay your credit card bill and more, please click here!
• To APPLY TODAY for your Ponce De Leon credit card online, please click here! 

Electronic Transfer Account (ETA)

Description:

This is a special savings account established by contract with the United States Treasury for recipients of Federal benefit, wage, salary, or retirement benefit. However, other deposits may be made to the account.

Features

• No minimum balance required.
• Low $3 monthly fee.
• Four cash transaction and four inquiries per month are allowed.
• ATM card.
• Monthly statement.