

Safety Issues
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Certificate of Deposit
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| Product |
Interest Rate |
*APY |
| Three (3) months |
0.60 |
0.60 |
| Six (6) months |
0.80 |
0.80 |
| *** Seven (7) months |
0.95 |
0.95 |
| Twelve (12) months |
1.09 |
1.10 |
| Twenty-four (24) months |
1.83 |
1.85 |
| Thirty-six (36) months |
2.08 |
2.10 |
| Forty-eight (48) months |
2.52 |
2.55 |
| Sixty (60) months |
2.96 |
3.00 |
| Early withdrawal penalties - A penalty may be imposed for withdrawals before maturity. |
| Interest Rates may change without notice. Please contact us at (718) 931-9000 for current Interest rates and other products. |
| *APY-Annual Percentage Yield |
| **Promotional Products Variable Interest Rates |
| *** 7 Months CD $1,000.00 new checking account is required. |
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Other Accounts
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| Product |
Interest Rate |
*APY |
| Negotiable Order of Withdrawal (NOW) |
0.35 |
0.35 |
| Passbook Savings |
0.50 |
0.50 |
| Statement Savings |
0.50 |
0.50 |
| **Super Savers High Interest Bal $500.00-$9,999.99 |
0.50 |
0.50 |
| **Super Savers High Interest Bal $10K+ |
1.24 |
1.25 |
| Money Market |
0.50 |
0.50 |
| Money Market Checking $10K |
0.75 |
0.75 |
| Money Market Checking $25K |
0.995 |
1.00 |
| Money Market Checking $50K+ |
1.24 |
1.25 |
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| **Promotional Products Variable Interest Rates |
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